Great Experience but gets boring with no room for progress
Pros
If you like safe work environment and have no plans of getting a decent position outside of branch level in the next 10 to 15 years then this job is for you. Great Experience getting into credit, day to day, investments and mortgage lending. Flexible with PTO and gives out 5 personal days and 5 sick days a year in addition to yearly vacation. Friendly Teams and work culture. You feel at home, and you'll love going back to work the next day. Management and coworkers are very helpful you just have to ask. Great day to day, credit and mortgage products that definitely helps you win the business.
Cons
You are off to a slow start and will be mostly confused on what's going on or what to do as you're thrown into reading memos and job aids and that was called training. Other banks offer class training to get hands on experience before sending you to the branch. Occasionally System updates and promotions are performed and implemented without informing branch level employees so on Mondays you are in for a surprise with clients walking in for promotions that we dont know about and system changes that gets us running around trying to get answers to move forward with our meetings. Unfair pay structure. As a quarterly top performer back to back through out my employment in my province I ended one Fiscal Year with approx 190% (after 4 years of employment) and earned 70% less bonus compared to my peers with 20+ years of employment and that barely reached 50% of their goal for the year why? Because its paid as a percentage of your yearly income. Bonuses should be per target hit and the yearly salary increase should be per yearly salary earned. No room for advancements depending on Location maybe but my experience in my district was that higher level positions are usually filled up from outside hires depending on the previous employment of the District Vice President. In my case the new DVP was from TD so most new hires came from TD even though internally there are qualified individuals that have been waiting for their chance. Unfair branch goal structure: Some low traffic branches have same targets as higher traffic ones. AND THE IMPORTANT ONE: I never felt any advancements, you learn the products, the system and thats it. All your meetings will be the same repeating the same info the same plans just with different faces facing you, so if you have that feeling inside you to expand your knowledge and skills this is not going to happen. Mentally you will be absorbing the same info day after day it gets boring and repetitive. So if your craving advancements, new experiences and your hungry for knowledge, your brain will nag you into moving on after a couple years because its been idle for that long.