Pros
Excellend company, classy, and good organization structure.
Cons
Repetitiveness; not really being able to take on new challenges, questionable management. Dissatisfaction with the way they handled a very important personal situation. There is a huge conflict of interest within the entire company. "Financial" is the consumer finance division of Wells, their primary product is sub-prime refinancial/lending. However the consumer finance division also offers auto secured lending and unsecured lines of credit. The problem is Financial offers higher rates on the secured and unsecured lending products, you solicit these products to existing Wells customer to offer diversified products, but some if not most these existing customers have similar products already at much much lower rates. So how can the same company offer similar products, to existing consumers, at a higher cost?! How would take a line of credit from Financial @ 18%-24%, when they can call the Wells Bank in South Dakota via phone, or internet and obtain the same product for a 4-13% rate? You competing for consumers within the same parent company which the biggest competitor ironically!