The biggest con is the uncertainty of all of the above given the upcoming ACE merger. Prior to the acquisition, Chubb had just finally begun to look at their staffing model in the u/w centers to make them more efficient and make sure there were enough employees to handle the work. This appears to be at a standstill now until the transition takes place. In my experience throughout several departments, there is never enough staff to handle the work and minimal recognition even when you successfully handle the workload of 2 people. HR will boast about "spot bonuses" that can be offered but I have never once witnessed one being given out.
It seems to be all talk and no show. This is especially bad since the overall consensus is that Chubb does not pay nearly as much as competitors do. Chubb also tends to be very meeting heavy. Underwriters frequently have to attend meetings that are either irrelevant to their territory or meetings that reiterate the same information that has already been communicated 10 times. This is especially frustrating for people that have long commutes and lose work from home days to come in to the office when in reality the information provided isn't anything new. For many meetings, you are not permitted to call in either even though the technology is available to do so. Chubb is only halfway there when it comes to accepting that the future is headed in a remote-worker direction.