Irrational leadership in a poor economy means hell for all - Anonymous employee EarnIn Employee Review

1.0
Apr 22, 2020
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

- Earnin was once a shining opportunity: nice coworkers, seems like a company that cares about its employees due to the heavy focus of culture during the interview) - Decent benefits, though they started to go down and be stringent, such as asking for employees to log official days off when we have unlimited

Cons

Where do I start... - Ram is a highly irrational CEO, one who commands with his feelings and not facts. He also changes his opinions every day, his message changes every all hands, and disrespect/disregard any advice given by experts on the teams. Even worse as he is on the ground dictating every product feature. You have to obey him to stay. Else you’re out the door, just like the basket of VPs and leaders who left this company. - Business has been tough before covid. I thought we had a chance to turn it around with the new products. However deadline slipped and nothing happened. - Everything is a black box and you won’t get the transparency promised to you. When you learn it will be too late. Evidenced by many poorly communicated firings and layoffs.

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EarnIn Response
6y
Thank you for taking the time to leave us your thoughts about your experience working for Earnin. We are sorry to hear it wasn’t a positive experience for you, but we thank you for the work you contributed to helping us reach our mission to even the financial playing field for our community. We wish you the very best.

Explore other reviews about EarnIn

5.0
Apr 12, 2026
Recommend
CEO approval
Business Outlook

Pros

Great work culture. CEO on the floor and accessible always

Cons

No clear AI roadmap to grow

2.0
May 27, 2026
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Benefits are 4/5! Just the standard in tech but not exceptional. Great and talented people working mid-level and entry-level roles at the company.

Cons

Top leaders tend to be highly political and biased. The organizational structure is strongly rooted in connections and often feels like a family business, if you’re not “family,” you’re disposable. Promotions are slow, and there is a lack of transparency around career growth, which has led to the loss of strong talent. !! Customers do not come first.

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